AgPay platform is designed for farmers in rural and low-income communities who need finance for farming activities. It provides value-added services such as micro-savings, micro-credit, and micro-insurance so that they can have a successful harvest. It allows farmers to access the finance they need to purchase input subsidies from agro-dealers via mobile app and USSD. They work with a network of agents who act as agricultural extension officers working with them to onboard and provide technical support to farmers