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A full technology stack for building and running financial services.
JUMO is a start-up that offers people who are often excluded from the banking system the opportunity to take out loans or subscribe to savings products using their mobile phones. Jumo has built a large-scale, multi-sided technology platform and designed progressive financial choices to reach those people. They use their digital footprint to create a financial identity using only behavioral data. It has developed a credit scoring algorithm that allows the client’s ability to repay a loan to be estimated based on data on their use of their mobile phone and electronic wallet.Tags: Fintech
South Africa, Ivory Coast, Ghana, Kenya, Tanzania, Uganda, Zambia